Owner Finance
Home / Owner Finance
Finance Your Lot or Home with Solid Real Estate
Owner financing, also known as private lending, is a loan provided directly by the seller, outside of the traditional bank or mortgage system. Instead of applying through a bank, buyers finance their purchase directly through Solid Real Estate.
We offer owner financing primarily for residential lots, with terms designed to make land ownership accessible. Buyers can purchase a lot with just $1,000 down and choose between 10-year or 20-year payment plans at a 12% interest rate. This option is ideal for individuals who prefer not to go through a bank approval process or who do not want to pay cash upfront.
Benefits of Owner Financing
No Bank Required
Financed Directly by Owner
Fast Approval
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Secure & Transparent Terms
Simple Qualification
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Hundreds of Customers Served
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Affordable Downpayment
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Established Local Business
Our qualification process is straightforward. For residential lots, requirements are minimal: buyers must be employed and have no criminal background. Credit history is not a barrier. For home purchases, we require a 20% down payment, and we have successfully financed both homes and residential lots for hundreds of customers.
Owner financing provides speed, flexibility, and accessibility. It eliminates bank underwriting delays, reduces paperwork, and allows buyers to secure property with a low initial investment and predictable long-term payments.